Debt-Management58438

This year, I have decided to say "yes" to money. A co-worker offering to pay me to help his family move this weekend? YES! An opportunity to proctor and SAT exam at the local high school on Saturday and get paid for it? SURE. A phone call from a focus group wanting me to give them my opinion about the newest Salty Banana Fish Ice Cream and offering $75 in compensation?...gulp...YES! YES! YES!

Here are some excellent ways to figure out how to say "yes" to money in your life:

1. Proctor SAT Exams -- Call your local high schools in the area and ask if they need volunteers to proctor SAT exams. If the local high school does not administer the exam, figure out which school

does and contact them.

2. Remember the value of honest work...and do it! -- Offer your services in your neighborhood. Never underestimate the power of babysitting! I often blog about a friend of mine who is in her 30s and lives in a good sized metropolitan area. The going rate that she receives for a Saturday night of sitting? Over $200.

3. Fit a second job into your schedule -- Find a part-time job that works for you. Remember, in terms of eliminating the remaining balance on your bills, you need to throw all you can at it. Work for four hours on a Saturday morning or three hours on a Monday night. Find a part-time job that works for you.

4. Sign-up for Focus Groups -- Head over the Craigslist's "Etc" section and see if there are any focus groups that you can join. Often times, these groups pay a little money for a little bit of your time.

5. Sell Your Crap -- Tried and true. If you don't need it, get rid of it and sell it. I just bought a book online the other day for $0.11 (yes, eleven cents). But I paid $3.99 for shipping. Then it dawned on me that this book doesn't cost $4.00 to ship. Sell your books online and make your own $2.00 profit! I counted 379 book that I could get rid of this way (379 X $2.00 = $758 for very little work).

No matter what you do, though, remember one important thing: Put the plastic AWAY! You are now in the business of eliminating your credit card debt ENTIRELY!

J. Richard Shanley has created a FREE e-course and published a FREE eBook designed to help you get control of your financial life. "You and Your Money: The Primer" can be downloaded at MollysBrother.com. Sign-up today.